PATHFINDER Foundations

Automated DIY financial planning and wellbeing for teams and their families

For small creative businesses with less than 20 people

50% OFF Launch Offer £299 per year

‘I see clearly now and no longer feel stressed or overwhelmed.’

The silent productivity killer

Financially stressed employees are twice* as likely to quit. Inspirational and aspirational, foresight-first vision-led ‘everyday’ DIY financial planning interrupts that.

With PATHFINDER’s automated tools, training, and tutelage, people worry less and feel more secure. This reduces the need to seek financial solace elsewhere.

Personal and business benefits:

  • Diminished presenteeism

  • Mitigated quiet-quitting

  • Reduced absenteeism

  • Amplified efficiency

  • Greater cohesion

  • Decreased staff turnover

  • Increased productivity

  • Enhanced creativity

  • More confidence

  • Less stressed

  • ‘60% of full-time employees are stressed about their finances. Even among those earning £80K or more per year, nearly half are stressed in relation to money.

    What’s more, financial stress impacts a wide range of employee health and wellbeing areas from mental health to sleep problems to diminished self-esteem.’

Maximising the good times and weathering the bad.

Regardless of the economy or your team's financial expertise, employees' needs are evolving, at pace. Straightforward yet versatile everyday DIY financial planning tools are now a must-have. For both personal and professional use. These tools should be quick to learn and master, easy to use, flexible, adaptable, customisable, and low-to-no maintenance.

Their purpose? To ease money-related concerns and boost financial foresight and insight. To prepare for potential incoming short and long-term opportunities. At home and for work. To save for a rainy day with confidence. To strategically plan and invest for a better, bolder, brighter future.

Click below to see how your employees will apply the skills and use the tools they’ll gain access to with PATHFINDER.

  • Money Mapping
    Cash Flow Forecasts
    Household Budget Plans
    Creative Hobby Management
    Self-Build Development Projects
    Wealth and Retirement Plans
    Education Budget Plans
    Travel Sabbaticals
    Gap Years
    Holidays

  • Financial Plans
    Business Modelling
    Cash Flow Forecasting
    Marketing Campaign Budgets
    Project and Personnel Profitability
    Staff Resource Scheduling
    Time and Task Mapping
    BD Sales Pipelines
    Conferences
    Exhibitions
    Events

'Your system stood out as engaging and fun.
A forward-looking
self-motivating approach to personal money management. One that’s easy to grasp and not too dry or all about the numbers.’

Hidden personal money management red flags.

Finance is a private matter. Without training and tools staff may:

Leave cash flow forecasting and financial planning to hope, chance, a wing, and a prayer.
Only rely on bank balances as an indicator of their personal and household financial health.
Think working to a budget means less of what they want and more of what they don’t.
Not have any aspirational yet realistic financial goals for their life, relationships, or family.
Make short-term, spur-of-the-moment financial decisions based on gut instincts.
Rarely consider where they’re heading financially, in the short, medium, or long term.
Feel they only have enough to live an edited version of their preferred lifestyle.
Often find talking about and dealing with money and finance, challenging.
Believe becoming better with money means life will become boring.
Get lost, flying blindly without contextual insights to guide them.

PATHFINDER empowers your team, and their families with:

Skills and tools to fully grasp the trajectory of their financial futures. And make smarter Money Map choices ahead of time.

‘Not knowing where you stand financially stems from an inability to see the compounding effect of your adopted Money Map across time. The impact your decision-making, now, today, has on your financial future is, for good or bad, inescapable. You're compelled to change how you see and manage your money for the better.’ Richard Conner

Ability to navigate financial decisions with greater ease, grace, and flow. With more clarity, confidence, and control.

  • Beginner on-ramp through to advanced, training, tools, tutelage

  • Comprehensive money mindset, toolset, and skillset mini-courses

  • 10 hours+ blended learning exercises, case studies, and demos

  • Creative content available as mini-book, audiobook, and videos

  • Student and user privacy, confidentiality, and anonymity

  • An easy-to-use DIY automated financial planning SUPER-TOOL

  • Customisable contextual budgets, cash flow forecasts, wealth plans

  • Twice-Weekly Zoom Q+A drop-in demonstration support sessions

  • Simple quickstart videos, guides, templates. and checklists

  • Email, chat, and community support for all users

Lack of visibility is a root cause of financial stress and money missteps. PATHFINDER unseats uncertainty at source. With a forward-looking, goal-centred, predictive money management method. A powerful automated system designed to eradicate financial not knowing. And prepare people for incoming opportunities.

Support your team’s financial wellbeing today.

For small creative businesses with less than 20 people

50% OFF Launch Offer £299 + VAT

‘An eye-opening experience. I’m now in control of my finances and feel more empowered.’

‘The daunting thought of DIY financial planning suddenly became an exciting prospect.’

Full money-back guarantee.

Implementation and onboarding?

That’s on us.

  • Today, talent attraction, development, and retention are major business challenges. The more financially strained a company is, the harder this becomes.

    We understand and appreciate that ROI is important.

    Financially stressed employees seek security and will leave for better offerings.

    Empower your staff with foundational training, tools, and guidance to dispel financial myths and reduce workplace stress. Businesses with financial wellbeing programmess experience both tangible and intangible benefits:

    Lower staff turnover
    Improved cohesion and efficiency
    Increased productivity and creativity
    Reduced absenteeism and presenteeism
    Boosted confidence and reduced stress

    'Everyday' financial planning tools, training, and insights prevent money worries.

    This positively affects workplace dynamics and culture.

    Measuring direct ROI is complex, but assessing initiative engagement is possible. We use mini-surveys, assessments, and feedback to gauge the impact of an initiative on your team's financial wellbeing.

  • Seeking help with personal finances can come with a stigma. We offer various options that allow employees to access support and remain anonymous.

    Your team's relationship with Flowcastic™ is personal, private, and confidential. We report usage and engagement statistics without identifying individuals.

    Students can use our tools with a personal Google account for added privacy.

    Their data is visible only to them. They may choose to share it with us, other providers, or their employer as they see fit to meet their needs.

    Our tools intentionally don't need to connect with banks to be effective.

    Staff bank account credentials are not required to use the tools.

    Email and chat support is private, with options to use both work and personal emails. During group Zoom calls, participants can remain anonymous. If they need help with a sensitive financial issue, we offer private 1-2-1 sessions.

  • Financial planning transcends the conventional traditional notions of saving, investing, and retirement preparation. In the face of adversity and unexpected life events, it is a lifeline for ensuring ends meet and maintaining stability.

    Financial wellness takes on unique significance across diverse cultural backgrounds and career stages. Regardless of age, experience, or role.

    There is an urgent need to equip ourselves and our families with foundational 'everyday' DIY financial planning training, skills, and tools to:

    Navigate the complex changing landscape of our personal finances
    Understand the intricacies of our present-day financial reality
    Chart a financial path through the uncertainties of our future

    Company cultures evolve, teams grow, and the economic climate changes.

    They become more demographically diverse. Individual financial contexts, situations, and callenges become multi-faceted. Acknowledging and addressing these varied levels of need is now a must-have for employees.

    Identification of these needs ahead of time is where Flowcasting™ comes into its own. Clear, timely communication of potential incoming financial issues and threats leads to appropriate and considered timely action.

    Our team recognises a broad spectrum of financial experience. From mild hiccups to severe challenges, like debt management, insolvency, bankruptcy.

    All from personal, often painful and costly firsthand experience.

    This in-depth knowledge is the foundation of our mission:

    To educate and empower people irrespective of their financial education, cultural context, and current situation. Be that good or bad for them.

    Students can swiftly embrace the simplicity of Flowcasting™ through:

    Inspirational vision-led money mindset training courses
    Spreadsheet basics to ease the learning curve
    Aspirational beginner-friendly on-ramp
    Easy-to-use tools with training
    Non-judgemental support

    Comprehensive support ensures that every user can harness its full potential.

    This innovative DIY financial planning approach democratises financial planning.

    Being foundational Flowcasting™ bridges the gaps between:

    Onerous household expense logging, tracking, and reporting
    Overly simplistic and often misleading budgeting solutions
    Traditional bookkeeping and accounting software tools
    Restrictive cash flow forecasting based on historical records
    Often inaccessible professional financial advice.

    The sort that is often akin to using a metaphorical sledgehammer to crack a nut.

    And an expensive one at that.

    Diversity goes beyond demographic representation.

    It encompasses the full spectrum of financial experiences.

    Inclusivity is arming individuals with the resources they need to steer their financial ship. Whether that’s across calm or stormy seas.

    These ideals come to life by demonstrating financial empowerment is accessible to all. That's where you as a visionary employer come in. All you need to do is:

    Foster a culture where financial wellbeing is a common shared goal.

    As well as an individual aspirational achievement.

  • We know you’re busy. The prospect of finding the time and energy to roll out a new initiative can feel daunting.

    Worry not, we'll handle everything including ongoing management and maintenance. We look after internal promotion, incentivised invitations, student nurturing, and employee engagement.

    You only need to provide us with an employee contact list, and an initiative announcement date and we’re good to go.

    Despite how busy you are you may want to involve yourself in the process. Our communication with your team needs to meet your expectations. You'll receive an onboarding email sequence demo with time to comment before we press go.

    You’re invited to make suggestions and provide feedback on the tone of voice and frequency of emails. We will do our best to tailor the messages to align with the cultural nuances of your business.

    We can also have one of our team connect with your individual team members by telephone or Zoom. We're experts at guiding you and your team to get the best out of DIY financial wellbeing. We'll ensure they’re aware of the initiative, answer any of their questions, and offer live support.

    Expect regular account check-ins and ongoing project management from our team during and after onboarding.

  • Not every employee has the need or time to join a financial wellbeing programme from the get-go. They work through the content at their own pace and only start using the tools and training when they’re ready.

    To maintain internal promotion, onboarding, engagement, and a diverse inclusive level of support our pricing is based on:

    A rolling twelve-month commitment window
    Headcount at the beginning of each term
    Business type average adoption rates
    Extent of 1-2-1 support uptake

    We achieve predictable budgeting through a monthly charge per headcount. The fee is payable in advance monthly or yearly up-front with a significant discount. This serves to further increase affordability and budget compliance.

    To accommodate diversity and inclusion we offer the following:

    Enhanced privacy and confidentiality bolt-ons:

    First-come-first-served private 1-2-1 Flowcasting™ clinics
    Ad-hoc 1-2-1 training and coaching session packages

    We tailor and price these optional extras to meet your specific needs.

  • Flowcasting™ initiatives are standalone yet complementary.

    They’re designed to amplify the impact of any other financial wellbeing initiatives.

    Knowing where you stand financially now, today is only a small piece of the money puzzle. That’s why we’re focussed on and dedicated to developing the seer-like platforms, solutions, and programmes we’re now offering.

    When you can see your money future clearly things change, significantly.

    You escape the debilitating option paralysis of not knowing.

    You steadily Transition to making more informed, timely, and contextually considered choices. With greater clarity, certainty, confidence, and control.

    Look at the compounding effect of your Money Map (behaviours and habits) across time. You'll see the impact your decision-making has on your financial future. For good or bad it is inescapable. You'll find yourself compelled to change how you proactively manage your money for the better.

    You’ll start logging personal spending, tracking household budgets, and changing unhelpful habits. Not because you should, but because you understand and appreciate the benefits of doing so. You'll expand and refine your evolving Money Map simply because you want to.

    Flowcasting™ is the art, craft, and practice of consistently creating your day-to-day financial roadmap. It empowers you to see where you are now and where you’re heading financially. It underpins and strengthens every other aspect of basic or advanced personal money management strategies.

    That’s why it’s foundational, foresight-first, forward-looking, and vision-led.

    Our tools don't rely on up-to-date historical data. You purposefully don't need to connect them to any other applications, software, systems or banks.

    You no longer need a financial advisor to be poised and ready for any undesirable or unexpected economic events that unfold.